Janie and Jack’s Season Finale Semi-Annual Sale is going on now! Through Sunday, shoppers can get up to 60% off select styles.
Have you ever used a phone with a cracked screen? Be honest here. If your answer is yes, then you’ve engaged in unprotected text, a very risky activity.
Unprotected text is plaguing smartphone users everywhere. Even though they have a cracked screen, many users are still using their smartphone. This behavior exposes them to all kinds of risks, including germs and injuries.
As a part of their Stop the Spread of #unprotectedtext campaign, Gazelle is giving you the opportunity to bare your soul on their Facebook page! Share your story for a chance to win.
When you post, you’ll be automatically entered to win a Gazelle Certified pre-owned iPhone or iPad.
Now is your opportunity to help stop this epidemic from spreading! We’ll be looking forward to seeing what you’ve shared 🙂
You’ve gotten in an accident – what’s next? Well, one thing that should never be done is to leave the scene of an accident. Leaving the scene of an accident, at the very least, could get you a fine. In some cases, leaving the scene of an accident can set you up for facing a felony charge.
So you ask – what to do after an auto accident? The steps below are guidelines as to what you should do. Not every step may apply for all accident types.
1. First and foremost – stay calm
2. Check to see if anyone is injured.
3. Move the car out of the way of traffic if you can safely do so
4. Call the police – do not cave into not filing a police report
5. Don’t admit guilt
6. Exchange information (name, address, insurance info, phone numbers)
7. Take photos of the vehicles
8. Take notes & photos of injuries
9. Stay with the vehicle until all information is documented by the police
10. File an insurance claim
11. Seek medical help if need be and if it wasn’t needed at the scene. Be sure to keep track of all your medical visits/tests/expenses etc.
12. Don’t engage in conversation with the other party. Let the insurance companies handle the issues. If you’re uninsured – it may be best that you involve an attorney.
13. Seek an attorney should you need help with the insurance claim. If you’ve been hurt – it would be to your benefit to seek out a personal injury attorney.
14. Do not sign release forms or checks until you’re ready to settle the claim. This may need the assistance of an attorney if you’re feeling intimidated in doing so.
Again, not all the steps above may pertain to your situation. These are general guidelines of what to do after an auto accident. That said, be as safe as you can be. Stay alert while driving with all ears and eyes on the road. And please – don’t text and drive. The two don’t mix well just as drinking and driving don’t mix.
Lymphedema is a disorder that affects the lymphatic system. This condition can have some serious consequences, but unfortunately the diagnosis of these problems is highly subjective. There is no standardized test and every case is different. Usually a doctor must collect a body of evidence and weigh each variable before coming to a conclusion.
Below are the most common means in which lymphedema is identified.
Size Increase of Body Parts
A common trait associated with this illness is the swelling and enlargement of body parts. Normally doctors look for about a 10% volume increase. An arm or a leg that increases in diameter by two or more centimeters is suspicious. While this may seem straight forward, taking accurate measurements of body parts is problematic. Torsos, abdomens, hands, and feet all have irregular shapes. To complicate matters, it can be impossible to determine what the normal size should even be. Without a precise measurement of original dimensions, it cannot be determined that there is any true swelling at all.
Symptoms Survey
In addition to the swelling and size increase associated with this illness, skin color may change around the affected area. It may become sore or sensitive. Patients may experience tenderness and decreased range of motion. In some instances, it can feel warmer to the touch. While some of these symptoms are acute in certain cases, they don’t all have to be present. In fact, symptoms may be so mild that the patient does not even recognize the problem. There are products developed by many companies to help those suffering with the symptoms of Lymphedema.
Bio Impedance
Some doctors will measure the fluid levels in the surrounding tissues to balance their analysis. Higher levels of fluid indicate a problem with the lymphatic system. While this method helps to clarify the conditions, it is not actually FDA approved. Doctors must consider all factors in each case and rely on their best judgment and expertise.
Lymphoscintigraphy
This imaging system can map out and reveal much about a patient’s lymphatic system. The information obtained using this procedure can do more than just spot areas suspected of lymphedema. This equipment is complicated and requires special training to analyze results accurately. If more basic tests have not led to a conclusive diagnosis, the use of one of these devices may become necessary to clarify the matter.
Do you or someone you know live with lymphedema? What has your/their experience been like?
Cancer knows no boundaries. It’s the most feared word to come out of a doctor’s mouth. It’s the hardest word in the world for a patient to hear. Granted the treatments for cancer have come oh-so-far, but those treatments come with a price tag. A price tag that one often can’t afford – often robbing people of all their resources.
Luckily, when my father-in-law was told that he had cancer, three times now, he had good insurance. Some of the treatment expenses weren’t covered though. Like the PET scans that he had to undergo twice, at a tune of over $3500 for each one – weren’t covered. And luckily he had retirement funds to tap into – of course at a price for doing so – to help with those expenses. But what if he hadn’t?
Seriously, what if he hadn’t? Being married he and his wife made way too much money to qualify for financial assistance through the treatment centers. State assistance programs couldn’t be tapped into for the same reason. There are so many cancer patients that fall into this category.
That said, should one find themselves in need of financial assistance – especially those that don’t have good medical insurance, or the elderly that aren’t able to pay for a Medicare Gap policy, there may still be a way to pay for expenses through tapping into their life insurance policy.
The company called the Life Credit Company assists one in doing just that. They provide individuals with what are called Living Benefit Loans.
About the Life Credit Company
We are a licensed consumer lender that provides unique financial solutions to the cancer community. In December of 2012, we launched the Living Benefit Loan Program, which has already delivered over 15 million dollars of funding and improved the lives of countless individuals.
How Can the Life Credit Company Help?
The Life Credit Company provides Living Benefit loans through tapping into one’s life insurance policy to cancer patients and those with other serious medical conditions. Furthermore, one does not lose their life insurance and their beneficiaries remain the same. Loan proceeds can be used by the borrower for any purpose without restriction.
Criteria for a Living Loan
If one has at least $75,000 of coverage and has been diagnosed with cancer or another serious medical condition, you may qualify for a life insurance loan.
How Much Money Can They Loan?
A Living Benefit loan makes it possible for cancer patients to receive up to 50% of their life insurance policy’s death benefit today without any loan payments or incurring any out-of-pocket expenses.
Example – if you have $100,000 of coverage, they can loan you up to $50,000 secured solely by your policy.
How is the Loan Paid?
The Living Benefit Loan is repaid from the policy’s death benefit proceeds with the remainder going to the insured’s family.
Future Premiums are Paid
They even cover all of the policy’s future premium payments.
Life Credit Company Perks
Read Testimonials of Cancer Patients Who Used This Service
What are your thoughts on Living Loans? I think that they are a great alternative when in need. I’d much rather lose part of my life insurance benefit over losing my home or having to take out a personal loan to repay the debt incurred from a medical illness.
Of course, everyone’s circumstances are different, and before jumping into anything, it’s important that one is fully educated on all the details of a Living Loan and how it would effect their financial situation.
What are your thoughts on these Living Loans?
There are certain times of the year where I experience frizziness with my hair. Most generally my hair acts up when my perm is beginning to fade and when there’s not enough humidity in the air. Then there are other times when my hair just displays a dull sheen.
I know that there are products out there that I can use for those hair troubles – I just don’t bother. But for those who find the need to bother – there are two more products to add to that list – STYLE and TAME products by Madison Reed.
What is STYLE?
STYLE is a lightweight styling cream that provides frizz-fighting hold, while conditioning and protecting hair.
What is TAME?
TAME is a lightweight smoothing emulsion that makes hair more manageable and adds shine before and after styling
Both products are designed to nourish hair with natural hydrating oils and create both smooth waves and sleek straight styles.
Madison Reed makes it easy for you to purchase. You can make a one-time purchase or schedule convenient deliveries (cancel anytime).
Do you use products like these? What works best for you?
I don’t know about you, but I do way too much laundry. And quite often, it’s not that all the laundry I wash really needs to go through a wash cycle, but rather I insist that our clothes smell fresh and washing has been proven to be the easiest way to get that “freshness” back into the fabrics, for me.
That being said, there’s a new way to get that freshness back into fabrics that will save you time, money, and the fabrics of your beloved belongings. That system is the SWASH™ System – a 10 Minute clothing care system.
The SWASH™ System is the only in-home 10-minute clothing care system designed to fit your life. The SWASH System will De-wrinkle, Refresh, Restore and Preserve your clothes so you can say goodbye to excessive washing, drying, steaming, ironing, and dry-cleaning, and say hello to living life unhampered.
Money – Cut your dry cleaning bill by 50%. If you use dry cleaning as a method of laundering at least once a month, you spend about $758. Over time, that adds up to a lot of money. If you have to drive there – that’s an extra expense you’ll save on. You’ll be saving the wear and tear on your vehicle as well.
Time – In as little as 10 minutes, garments can look their best. You’ll be saying goodbye to excessive washing, drying, ironing, and dry cleaning. Not to mention the time you’ll reap from visiting the dry cleaner’s.
Clothes – You’ll save by extending the life of your clothing. The SWASH™ system is gentle and doesn’t wash away dyes or cause pilling or fading.
Not everyone is able to use regular cleaning agents for laundering. So for those who need that extra touch due to sensitivity issues, Sensitive SWASH Pods (sold separately), are available for sensitive skin are sold at Best Buy.
Best Buy has two wonderful ways of being able to obtain the SWASH™ System.
Head on over to Best Buy’s site to see a video of the SWASH™ System in action. Be sure to watch both videos.
It’s important to note that the SWASH™ System isn’t designed to replace ALL washing or dry cleaning.
What a concept the SWASH™ System is, don’t you think? Can you see how it would save you time? Money? Your fabrics? Share your thoughts.
Co-hosts: Film+Fashion+Fun – True Story Book Blog – Life’s Cheap Thrills – The World Is My Jester – Krystal’s Kitsch – Stripes ‘n’ Vibes – NYC Recessionista – EncinoMom California Lifestyle – Jenn’s Blah Blah Blog – Libby’s Library – Style Tab – Bay Area Mommy – Lauryncakes – Behind Blue Eyes – A Labour of Life – Laurita Always – Womanly Woman – Finger Click Saver – Nicole to the Nines – [oomph.] – Robinson Style
Giveaway organized by: Oh My Gosh Beck! (Please email becky@ohmygoshbeck.com with any questions.)
Rules: Use the Rafflecopter form to enter daily. Giveaway ends 6/15 and is open worldwide. Winner will be notified via email.
Are you a blogger who wants to participate in giveaways like these to grow your blog? Click here to find out how you can join a totally awesome group of bloggers!
**Finger Click Saver is not responsible for prize shipment.
Are you a fan of SodaStream but tired of paying for the next refill canister? SodaMod thinks they have the answer. They make a SodaStream CO2 adapter that will turn a standard and cheap paintball tank into a reusable SodaStream canister.
***This Giveaway is in no way endorsed, associated or affiliated with Facebook, Twitter or any other Social Networking Site. No blog, including Finger Click Saver, is associated with this giveaway is responsible for the product shipment. The Sponsor listed above will be providing the prize to the winner.***
