Jun 022012
 

Congratulations to the winners of the Tammilee Tips 20K Summer Fashion Giveaway!

Grand Prize -7 pieces of Nelia Adiato Jewelry – Amy Frazier

Grand Prize – Summer Fashion Clothing Set – Tammy Young

2 pieces of Nelia Adiato Jewelry – Christie Robinson -Jennifer Picket

Summer Fashion Clothing Set -Jenna Anderson Smith -Neljo Mullins

All winners have been contacted via emai. Thank you to everyone who entered!

Jun 012012
 

Delivery.com – order from local restaurants online – earn Delivery Points it’s as simple as that.  Place an order from your favorite local participating restaurant to have it delivered to your door or pick it up.  The best part of this site is that every time you place an order, you earn ‘Delivery Points.’  For each $1 spent you’ll earn 25 delivery points.  These delivery points can then be redeemed for cash, charitable donations, and prizes – including Delivery.com gift cards, apparel, electronics and more.

delivery.com

The first step on placing an online order is to find local restaurants in your area that are participating restaurants of Delivery.com.  This is simple to do – enter your address and zip code.  From the list that is generated, you then decide on which restaurant you’d like to place an order at.  You then can view that restaurant’s menu right on the site including a description of the food items.  You then add the items you want to your cart just as if you were shopping at Sears.com and when you’re done – check out.  

Some of the restaurants don’t offer delivery however you can still order online and pick up your order at the restaurant; which is what my case was when I tried the site. If you don’t see your favorite restaurant listed – suggest it.  They’d love to hear from you. 

Delivery.com has an app for Androids and the iPhone.  You can also find them on Facebook and Twitter.

I received one or more of the products mentioned above for free using Tomoson.com. Regardless, I only recommend products or services I use personally and believe will be good for my readers.

May 292012
 

Owning a home is just about everyone’s dream.  One saves for the down payment and for the lending fees for years.  Then when you feel the time is right one heads to a realtor to begin the process of finding the right home.  Yay!  That home is found…now what?  Now it’s time to find a lender or a mortgage broker that will get you the best deal possible for that long-term loan. 

We all tend to head to the bank to obtain a mortgage – it’s the traditional thing to do. However, it may be in one’s best interest to look into what a mortgage broker has to offer.  Mortgage brokers work for you and not the lender; therefore, your best interests are at heart.  With there being so many mortgage brokers, one needs to do their homework before settling with the first one they find.  You’ll want one that can do the job from start to finish.  Start to finish – meaning being able to determine your financial circumstances, getting you pre-approved, gathering all the necessary documents, be able to complete the lender application form, explaining legalities and then submitting all the information to the lender – all while having your best interest at heart.

May 292012
 

Real estate is one of the best investments one could ever make.  Rental properties can be fabulous investments. However, finding funding to purchase a piece of property can make people shy away from wanting to become a landlord.  That’s where Buy-to-Let Mortgages could be a great resource for those looking to make a real estate purchase.  These types of mortgages are becoming more and more popular.  With interest rates lowering over the past few years these types of mortgages have become much more affordable.

Buy-to-Let mortgages are priced right. Some of these companies are allowing up to 85% funding on Buy-to-Let Mortgages for purchase.  There is fierce competition between the lenders, which the borrower ends up benefiting from.  With each lender having different rental and lending criteria to meet, in addition to thousands of products, it’s best to do your homework and work with someone who can lead you in the right direction. There are even Buy-to-Let remortgages for those who would like to refinance which one can extremely benefit from – but do your homework on these as well.  

May 262012
 

Up until recently I had no idea there was a vehicle on the market called a UTV.  I’d heard of ATV’s, but not UTV’s.  I discovered these cool little buggies when a friend asked me to do some research on what I could find for Polaris rzr accessories online.  

I was extremely confused at first, trying to understand the difference between the two, but once I learned the capabilities of UTV vehicles, it wouldn’t hurt my feelings any too much if I were to own one.  I like the fact that they are designed for more than one person, are designed with extra safety features, and can haul gear.  

I could see myself using one of these in the summer to go fishing – especially when I fish down at the sandpits where there are trails I refuse to walk because of the terrain.  In the winter, I would love to add a plow to one and my driveway would be plowed in no time at all.  There are cab covers that fit the UTV’s which would be nice in the winter months.  I could actually even make some money plowing other people’s driveways in my development.  I couldn’t do any of this easily, if at all with an ATV, which is what my 14-yr. old wants.

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