Jun 012011
Credit Karma is a secure website just like signing into a bank’s website. Your credit score will be displayed after verifying who you are which is done by answering a series of questions. There are no strings attached to this offer….I did NOT have to enter any form of payment. {click here}
It’s actually a good thing to know what your credit score is. If it’s really good…use it to your advantage. For instance, when I was in search for a car a couple years ago, I knew what my credit score was. I then went online to see what the interest rates were going for on a used car (I don’t buy new…I hate the thought of losing $2-$3 thousand dollars the moment I drive the car off the lot). Knowing this information lead me to know what I was talking about when it came to financing at the dealership.
The finance man tried telling me the best we could get for an interest rate would be around 8.9%. I sat there and told him I knew we could do better. He tried to convince me that even if he could get it down to 6.9% the payment wouldn’t be all that much more than one at 4.9%. That wasn’t the point I was trying to get across to this man. The point was…I knew I could get a better rate and why shouldn’t I? I knew he was getting a kick-back from the financing company he wanted to put us through…not my problem…I wanted the rate I deserved. In the end, I got the interest rate I felt I shouldn’t have had to fight for…4.9%.
