Oct 012011
 
When we moved into our new home, we had trouble with the cell provider we had. To make a long story short, I tried working with the cell phone company on the issue and no one seemed to want to address the situation. Good enough.  We switch cell phone companies and I didn’t pay the bill.  I simply wanted them to adjust our bill for all the dropped calls…which were way too many in a place I was told we would have no trouble with their service.  I let the bill go to the company’s collection dept.  It was then that I got some satisfaction.  I made an agreement with them and paid what we agreed upon right then.  Well…this was actually the beginning of a nightmare and I wished I had known at the time was there was protection out there to stop collection harassment for good.

After paying them off, I had not one, two but three agencies – consecutively, calling and sending me letters wanting me to pay up.  I told them if I was to keep contacting me, I was going to take legal action as the bill was paid eons ago.  Honestly, I wished I had now.  I shouldn’t have even been in collections over a bill I had paid – a bill that shouldn’t have been sent on to a collection agency to begin with!  I wished I had dug deeper into the legalities of the harassment as I was protected by the FDCPA.

The Fair Debt Collection Practices Act (FDCPA) enacted in 1978 protects creditors from abusive debtor harassment and provides consumers with a voice against unfair practices from debt collectors.  It is important to know your rights against creditor harassment.  You can stop collection harassment in California.  Know your rights!

Please follow and like us:
error

 Leave a Reply

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>

(required)

(required)

This site uses Akismet to reduce spam. Learn how your comment data is processed.