Since January, Mr. Rebates has sent me an email telling me how much I have in my account, and give me the option of leaving it there, or cashing out on it. I have been pondering over cashing it out for the past two months. In one way, I would like the money in my PayPal account now, but if I wait until September/October to cash in, the money wouldn’t get spent and I could use it towards Christmas gifts. I know if I take the money out now, I will spend it as fast as I put it in there…shopping online.
Okay…writing this has actually helped me make a decision. I know Mr. Rebates isn’t going anywhere in the near future, so I think I will let the money sit there and continue to accrue more money from my online shopping (I have many bday’s coming up) and when fall comes around then cash out. I like the idea of having a $60 – $70 deposited just before Christmas…it will help with the anxiety I experience when I go to spend money for Christmas. Besides, it’s not like I’ve missed it up until now…it’s actually a bonus….and that amount wouldn’t make me any money in a savings account (to speak of) with todays interest rates.
Final decision…it sits there until fall….although, I just had this terrible thought…what if I were to die before getting to use that money? That would be such a waste! I think I’ll go to bed and sleep on it.