You need to find an attorney that is willing to start right at the beginning with you and one that is going to have your best interest at heart. Don’t be afraid to ask if they (the attorney) offer a free consultation; more often than not, you will find they will. Take a notebook and go hear what has to be said, writing down what is of importance. The attorney needs to give you all your options, including if the attorney can help you get out of debt without filing for bankruptcy. Certainly, you’d want to take that route over ruining your credit worthiness for 7 – 10 years. If that’s not an option, then you will want to be able to make an informed decision on if it would be best for you to file bankruptcy under chapter 7 or chapter 13.
So, whether it be you need to learn about what bankruptcy will do for you, or which option is best for you – it’s all about being informed. Cary Bankruptcy Attorneys can help you sort it all out.