Jan 212011
 

Online Savings Techniques

I love to save money…who doesn’t?  People know how to save money offline, but what about when they are shopping online?  Wouldn’t you like to get the most out of your online shopping?  I am going to show you how…it’s very simple.  Refer to the page links above and you will find all the information you need to know in order to save money as I do.  It really is a “rush” to see the savings add up.  The sites I list have all been tested by me and I have received cash back.  I will not list a site until I know it’s the real deal.  If you already are an avid online shopper and happen to know of other sites not listed that you know are the real deal and would like to share them, I welcome you to do so.

I know…you are probably saying…. Why would I want to buy online and pay for shipping fees? How am I saving money if I pay these fees?  Well…many websites offer free shipping offers when spending so much on a purchase.  Often, I can justify my paying these fees (when I have to), as I would have to spend the money on gas and wear and tear of my vehicle if I were going to a brick and mortar store.  I would also have to go when they are open, drag my children with me or pay for a sitter, and wait in the sometimes unbearable lines, to checkout.  Most of my Christmas shopping is done all in the comfort of my home on the Internet. 

You ask, “Is it safe to use your credit card online….I worry about someone stealing my information.”  The answer is simple.  To make sure a website is secure, check the address bar of your Internet browser (where you type in the website you want to visit) when you are on the check out page of the website you are shopping at. If you don’t see “https” before the website address (instead of http:) then the information you put in is not being sent over a secure connection.  There is still some risk of the site not being secure, but the chances of this is slim (Please see below on ways to protect your identity on and offline). when you are shopping on a well-known website, such as: JC Penney, Sears, ebay, Old Navy, Justice, Brylane Home, Domestication’s etc. 


Bookmark this website to make shopping online easier for you.  Any specials I come across I will post on this page and will update as needed.  Any click-thru websites I come across, of value, I will add to the Internet Click-Thru shopping page.

Lastly, if you have any questions, please feel free to contact me!


Happy Happy Shopping!
~Sue~
***********************************************
***********************************************
FYI…..Steps in protecting your identity at all times:
This information isn’t to deter you from shopping on the Internet…it’s so you can be an informed consumer.  With as much shopping I have done on the Internet, I never have had a problem….and I’ve done A LOT of shopping in the past 10 yrs. on the Internet!
1. Make a copy of the contents of your purse/wallet containing any information that is personal….Social Security Card, Driver’s License, front and back of Credit Cards, debit cards, passport etc. You can go to a copy center to do so, use your computer copier or scanner (make sure to print it out in the event your PC were to ever die if you scan the pics), or take a picture using your camera and then printing them out at home.  Don’t ever send the pictures out to be printed or pick up in store…you are compromising someone else seeing your information.
2. Make a list of the phone numbers of all your credit cards so you can report your lost or stolen credit cards.  Keep this in a file.

3. When signing your credit cards do not sign your name….sign…. “ask for photo ID.”
4. If paying a credit card by check…do not put the entire credit card account number on the check.  Instead, use only the last four numbers.  The credit card company can figure out the rest. If a credit card bill comes in the mail with your credit card account number on it, before returning your payment cross out all numbers except the last four with a marker or pen making sure one can’t see beneath the ink.
5. Never have your Social Security number printed on your checks. You can add it if and when necessary.
6.  If you ever have your wallet or purse stolen, the first thing you should do before contacting each and every credit card company, is to contact the 3 Credit Bureaus to immediately place a FRAUD ALERT on your name/account.  This can be done online as well.  The next call should be to the Social Security Fraud line.  By placing an alert on your name means any company that checks your credit will know your information was stolen and then need to contact you by phone to authorize new credit.  
  •  Equifax: 1-800-766-0008
  •  Trans Union : 1-800-680-7289 
  •  Experian (formerly TRW): 1-888-397-3742
 7.  After contacting the Credit Bureaus contact each of your credit card companies to notify them of the lost or stolen card.
Ensure you complete the above steps.  It’s extremely easy to steal ones identity these days.  One can now apply for credit cards on the Internet, open bank accounts, apply for loans etc.  One can shop on the Internet with your information as you would if they had the information they need, in hand.
Lastly, visit http://www.annualcreditreport.com/ to retrieve your free report under the FACT Act.  One is entitled to a copy of their credit report for free through the credit bureaus annually.  You may be astonished as to who is looking at your credit and the errors that you may find listed on your report.  For example, roughly 10 years ago when I pulled one of mine,  I discovered someone listed me as having a bankruptcy!  I never have filed for bankruptcy and it was later discovered the entry was for the wrong Susan Woods.  It was also discovered that, a friend and his father, had entries on their credit reports that belonged to each other.  To this day I don’t understand how any of this could happen as each person has a unique Social Security number.  Why weren’t those crossed referenced?!.
Jan 212011
 

Finger Click Saver is a family friendly site.  Given that, FCS is interested in family friendly product reviews, giveaways, and websites.  If you are interested in collaborating with Finger Click Saver, please review FCS’s Policies.
Website Reviews:  Please contact spar9797@gmail.com with WR in subject line for rates and information.
Product Reviews
Finger Click Saver does not charge for product reviews; however, Finger Click Saver does require the company to provide a full size sample product, mailed at your company’s expense, to Finger Click Saver.  The product will not be returned to the company.  This is mandatory as Finger Click Saver cannot write an effective review of the product for your company without having hands on experience with the product first.  Reviews will be completed within two weeks of receiving the product.
Finger Click Saver highly recommends the company to offer a like product to be used in a giveaway.  This maximizes the exposure to your company, the company’s website, and the product itself.  Finger Click Saver will also be able to promote the product via other social networks as well.  Should your company choose not to do a giveaway, Finger Click Saver will still provide an honest review for the product.  
Once the item is received Finger Click Saver will review the product, take pictures (or use your pictures), and write a  review based on Finger Click Saver’s honest opinion.  If for some reason Finger Click Saver does not like the product, or has an issue with the product, FCS will offer the company to either:
    1.  Send Finger Click Saver another product
    2.  Post the review on FCS as is
    3.  Not post the review at all
For Product Reviews with Giveaway, Finger Click Saver’s Policy is as follows:
  • Finger Click Saver will host the giveaway in complete. 
  • Sponsor chooses how many products to be given away.
  • Finger Click Saver will have a button/link on FCS’s main page (FCS’s way of saying thank you)
  • The giveaway will include a review of the product and giveaway and a mandatory entry as your company sees fit. The mandatory entry may include visiting your website and commenting on a product they like, liking you on Facebook, following you on twitter, signing up for your newsletter, etc. Extra entries can be obtained by entrant completing other tasks aside from the mandatory entry.  Ex: mandatory entry is to visit your website…extra entry would be to ‘like’ your Facebook page, follow your company on Twitter etc.
  • Entries are submitted as comments on the giveaway page under your product review
  • Giveaway will last 14 days (shorter/longer if requested) ending at midnight EST on the set date 
  • Once the giveaway is closed, winner(s) will be chosen via random.org’s random number generator. 
  • Winner(s) will be notified via email and will have 48 hours to respond.  If after 48 hours there is no response, another winner will be chosen via random.org. 
  • Finger Click Saver will notify your company of the winner(s) providing to your company all shipping details at that time.
  • Your company will send the winner(s) of the giveaway the item at your company’s expense.
  • Your company will send the product to the winner(s) within two weeks of receiving winner’s information.  If for some reason this isn’t feasible, please inform Finger Click Saver so the winner(s) of the giveaway can be informed as to when to expect their prize(s)
I look forward to collaborating with your company and should you have any questions please don’t hesitate to ask.  I am confident we can come up with a solution to any concern you may have. 
Contact: spar9797@gmail.com with PR in subject line 
Alexa info:  Regional Traffic Rank  United States Flag  United States 61,346 as of 04/05/11
Based on internet averages, fingerclicksaver.com is visited more frequently by females who are in the age range 25-34, have children, received some college education and browse this site from home.
 as of 4/5/11

Jan 212011
 
I FOLLOW BACK…JUST LEAVE ME A COMMENT TO WHERE I CAN FIND YOU 🙂

1. Follow Host “The Frugal Free Gal” and Co-Host “Inspiring You 2 Save”
2. Add your blog link.
3. Follow any blogs below that you are interested in.
4. Tweet this blog hop as active so we can get others on board!
5. Grab the “Frugal Fridays” Button for your blog.
6. Grab the linky code and place it on your blog in a new post.

Thumbnails: This is a Blog Hop! 41 entries so far… you’re next!

Jan 212011
 

    SNAPFISH 
  • FREE 8×11 Classic Photo Book ($24.99 value) for U.S. customers only  
  • Enter coupon code SOAPBOOK at checkout
  • Free offer valid for first 20 pages only
  • Linen bound cover only
  • Offer valid until 11:59pm PST on 1/22/11, or while supplies last
  • shipping fees apply unless….(see below)
In addition to your free book, make a purchase of $20 or more and get free shipping using the promo code LOVEMY20 (expires 2/2/11) at checkout.

Don’t stop there..click-thru ebates.com and get 11.5% cash back on your purchase as well.  

Now…this is a sweet deal! 
Jan 212011
 
Justice for Girls

Take 40% your entire online order using promo code: 779
Offer good until 2/9/2011
Click-thru mrrebates to get an extra 5% cash back rebate on your order!

If you’ve never heard of this store, it was formerly known as, Limited Too.  That being said, I get much better deals at Justice then I did when it was Limited Too.  If your daughter is in between a girls and a juniors size, this store has sizes to fit that in between stage.  The clothing seems to wash and wear very well…I’ve had no complaints.  

Jan 212011
 

One2One Network recently gave me the opportunity to watch and review CMT’s first scripted sitcom, Working Class. The debut is Friday, January 28 at 8pm on the CMT channel. Another episode will air following the debut at 8:30pm.   
The storyline is about Carli (Melissa Peterman) who is a single mother trying to raise her three kids on her own. Carli, being from a rough neighborhood, decides she wants more for her kids and moves them to an upscale suburb. Carli soon realizes the transition was not what she was hoping. She is befriended unintentionally by a cranky neighbor Hank (Ed Asner), who works at a local deli/grocery store.. Carli takes on employment where Hank works.  She is approached by a customer (Patrick Fabian) whom she has an immediate attraction to and begins to flirt grossly with him. She soon discovers from Hank “the customer” was more than just a customer, he was her boss. In fear of losing her job when she was called into his office, she apologizes repeatedly, yet still continuing to flirt with him. Much to her dismay, Carli’s meeting was interrupted abruptly…by her boss’ girlfriend. All the while this was happening, a former schoolmate (Buddy) shows up wanting to hook up with Carli. He learns Carli is only interested in him as a “Buddy.”
Now, I am not a fan of sitcoms, but I must say this show was very entertaining. Melissa Peterman portrays herself as being witty, smart, stressed (as most single parents are), however; she is able to make the best of whatever it is that comes her way. I laughed throughout the show from the beginning where she waters down the milk to the end when she discovers her new infatuation (her boss), has a girlfriend. Ed Asner is as dry and straight-faced as he was on the Mary Tyler Moore Show however his dryness makes one laugh.  
There will be twelve episodes airing. Future airings include multiple guest stars including, Reba McEntire from Reba, David Faustino from Married with Children, Kathy Kinney from The Drew Carey Show, John Schneider from The Dukes of Hazzard, Ryan Stiles from Whose Line Is It Anyway, Lesley Ann Warren from In Plain Sight and lastly, CMT’s own Evan Farmer from CMT Top 20 Countdown.
Working Class’ stars:
Melissa Peterman as Carli Mitchell
Ed Asner as Hank Greziak…Carli’s neighbor
Steve Kazee as Nick Garrett…Carli’s brother
Patrick Fabian as Rob Parker…Carli’s boss and infatuation
Lachlan Buchanan as Scott Mitchell…Carli’s eldest son
Courtney Merritt as Pam Mitchell…Carli’s daughter
Cameron Castaneda as Will Mitchell…Carli’s youngest son
Go ahead, take an hour out of your life to enjoy this new sitcom.  I don’t think you’ll be disappointed!
Jan 202011
 
                                                          Keepin’ Company Thursday’s

If you’d like to participate in Keepin’ Company Thursdays, please follow these guidelines:

* Create a Keepin’ Company Thursday post. Please include the Keepin’ Company Button in your post.

* Follow the first two blogs, which are the hostesses: Heck of a Bunch andTraci66.

* Follow any of the other blogs you choose to and let them know you found them via Keepin’ Company Thursday.

* If you get a follow via Keepin’ Company Thursday please follow them back.

* Add your blog name and the URL to your Keepin’ Company Post to the link below. There is no need to add your link twice. You can do so either on my blog or at Traci66. It will show up at both regardless.

* You can also grab the blog hop code to add to your post if you want the thumbnails to appear in your post.

* If you add the Keepin’ Company button to your sidebar and leave either of the hosteses, Heck of a Bunch or Traci66, a comment letting us know where to find it we will randomly draw a blog to be in the #3 spot next week. There will be no #3 spot this week. Due to personal reasons, we just received word that the original recipient would like to decline, and understandably so.

  
Jan 202011
 

Although Amazon.com isn’t a participant in the cash back sites…this deal is a really good deal.  You can get a $20 gift card for $10 at livingsocial.com.  If your city doesn’t list this as a “today’s deal”  click on “more deals” and then on Boston (what I clicked on as my city didn’t have ANY deals). 

There’s only 7.5 hours left of this deal from the time of this posting 12:30am EST. 

Jan 202011
 

Friendrack is assoicated with the nomorerack.com website and is exactly this:

“What is friendrack?

It’s a new way for you to collect FREE products! You loved our Apple Gadget give-away and we heard you wanted something back . so here it is..
friendrack – All you have to do is invite your friends to register at nomorerack.com and LIKE us on facebook. The more friends you invite, the more free products you can get.” 

Free items range from a Bare Escentuals Lipstick (15 friends) to a Mac Book Air (900 friends) and several other items in between.

If you haven’t a nomorerack account, register.  You will receive a $10 gift card for doing so.

Let’s all work together and earn some FREE gifts!

~Sue~

GDPR Cookie Consent with Real Cookie Banner